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If you reside in New York and are above 21 years of age, 
you may be eligible for $0 health insurance!

Discover Our Plans

United Healthcare PPO

Waive your insurance or get a full refund!

Based on our research, these plans fulfill your waiver university's waiver requirements. However, please note that university waiver policies are subject to change, and may vary each year. If you are unable to waive your insurance, you will receive a full refund within 5-7 business days.

Glossary

The deductible is a fixed amount that an insurance company does not pay out during a policy year.

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Deductible
The deductible is a fixed amount that an insurance company does not pay out during a policy year.

The maximum benefit is the maximum amount the insurance company will pay out during the term of the policy.

Maximum Benefits
The maximum benefit is the maximum amount the insurance company will pay out during the term of the policy.

Copay is a fixed fee, which refers to a fixed fee that needs to be paid on the spot every time you see a doctor or buy prescription drugs.

Coinsurance
The percentage of costs covered by your insurance company. The higher the coinsurance, the better the coverage.

Preferred Provider Organization. A type of health plan that contracts with medical providers. You'd pay less using in-network providers.

Preferred Provider Organization PPO
Preferred Provider Organization. A type of health plan that contracts with medical providers. You'd pay less using in-network providers

The percentage of costs covered by your insurance company.

The higher the coinsurance, the better the coverage.

Copay
Copay is a fixed fee, which refers to a fixed fee that needs to be paid on the spot every time you see a doctor or buy prescription drugs.

In network refers to providers or health care facilities that are part of a health plan's network  with which it has negotiated a discount.

In-network
In network refers to providers or health care facilities that are part of a health plan's network  with which it has negotiated a discount.

FAQs

Coverage Highlights

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  • Provider Access within the U.S.: as an exclusive member, you are covered when receiving care at In-Network Facilities with UnitedHealthcare Global

  • Worldwide Coverage (excluding Home Country)

  • Provider Access outside of the U.S.: An open-access network allows our members the flexibility to see a variety of doctors. Contact us and we will help you find the best doctor at the fairest price.

  • Insurance plans are underwritten by H&W Indemnity (SPC), Ltd. for and on behalf of Student Resources SP, a UnitedHealth Group Company

  • Multi-lingual customer service

  • Instant proof of coverage

  • Coverage of immunizations and vaccines including COVID-19

  • Coverage of pre-existing conditions for Students

  • Medical evacuation and repatriation

  • Prescription medication and contraceptives included

  • Benefits are shown per person, per policy period

  • Maximum amounts apply to certain benefits

  • Pre-authorization is required for certain benefits. Refer to the terms and conditions of the policy.

Need help applying?

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