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Exclusive Member Benefit - $75/Quarter Gift Card on Groceries and More!

Updated: Feb 14

The following applies to UnitedHealthcare Essential Plan users only.

We're excited to introduce a new addition to our health benefits lineup - the $75 Over-The-Counter (OTC) Card by UnitedHealthcare Health & Wealth Benefits.

What is it?

Every three months, (January-March, April-June, July-September, October-December), your card will be automatically re-loaded with $75. This adds up to $300 every year! However, just as it is distributed quarterly, it also expires at the end of each quarter. Any remaining funds at the end of a period (March 31st, July 31st, September 30th, December 31st) do not carry over to the next, so remember to make the most of it!

What Does it Cover?

Mainly healthy foods and over-the-counter drugs at large retailers like Walmart, Walgreens, Kroger, and CVS, or at local stores near you. If the store has an “OTC” sticker at check-out, you can use the card! You can shop in-store or online for pain relievers, cold remedies, vitamins, toothpaste, and more. Download a list of Over‐the Counter and Healthy Food Providers below.

List of Over‐the-Counter and Healthy Food Providers
Download PDF • 468KB

How Does it Work?

When shopping in-store, just scan the barcode on the back of your U-Card – no forms to fill out or receipts to submit. Online, the U-Card can be used like a regular debit card – simply input the numbers on the back.

Mobile App

The Healthy Benefits Plus App, available in English, Spanish, and Chinese, lets you check your card balance and find partnering shops (groceries or drug stores, independent retailers, etc.) nearby. Click here to download!

Activation Process

  1. Receive the physical card in the mail.

  2. Call 833-862-7306.

  3. Enter the digits on the card.

  4. Create an account on the mobile app!

Lost Your Card?

No worries! Simply contact us for a replacement card.

For more information, visit this website!


Welcome to Kimber Health, the premier healthcare solution for international students from over 100 countries. Our mission is to provide exceptional yet affordable healthcare options that cater to the unique needs of the global student community. Experience comprehensive healthcare coverage with our groundbreaking $0 Essential Plan, which offers a suite of benefits including free preventive care, dental and vision care, $75 OTC expense card every quarter and even a gym membership reimbursement. We also have competitively priced plans are designed to not only meet but exceed university waiver requirements, enabling students to easily waive their university insurance and save thousands of dollars each year. Choose Kimber Health for cost-effective, high-quality healthcare that supports your educational journey abroad.


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