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Using Your Insurance (Vol. 3) - Mental Health

Updated: Feb 5


 

If you or someone you know is in immediate crisis, it is crucial to seek urgent help.

Here are some hotlines that provide immediate support.


National Suicide Prevention Lifeline = 988

Available 24/7 in English and Spanish, this lifeline provides confidential support for people in distress.

Crisis Text Line = Text “HOME” to 741741

If you’re uncomfortable with talking on the phone, this service allows you to text with a trained crisis counselor.

The Trevor Project = 1-866-488-7386

This is a helpline for LGBTQ+ individuals who are in a crisis, feeling suicidal, or in need of a safe place to talk.


 

So far, we have only discussed physical health. But just as you'd visit a doctor for a cold or broken bone, seeking guidance from a mental health professional is important as well. Studies reveal that nearly 40% of international students experience some form of psychological distress navigating college in a foreign environment.


In this blog, we'll delve into the support systems available for students managing mental health challenges abroad. Mental healthcare encompasses a wide range of services and approaches aimed at preventing and treating individuals experiencing mental health challenges. Starting off with mental healthcare professionals...


Social Workers

Social workers take a comprehensive approach, looking at each person within their social surroundings. They don't just focus on mental health in isolation; they also consider how social and environmental factors impact someone's overall well-being. Their work spans across various areas, including helping individuals, families, and groups navigate social issues, life obstacles, and mental health challenges. Additionally, they assist in managing cases, advocating for people's needs, and connecting patients with valuable community resources.


Psychologists / Therapists

Psychologists / Therapists employ talk therapy or psychotherapy to help individuals in understanding and handling their thoughts, emotions, and behaviors. Their primary focus revolves around emotional, cognitive, and behavioral facets of mental health. Unlike psychiatrists, psychologists typically do not have the authority to prescribe medications. However, they do collaborate closely with psychiatrists or other healthcare experts if medication becomes a necessary part of the treatment plan.


Psychiatrists

Psychiatrists offer diverse mental health services encompassing medication management, various medical interventions, and psychotherapy. Their specialization often revolves around the biological dimensions of mental health, and they excel in diagnosing and treating conditions with medication. These professionals are uniquely authorized to prescribe medications. Their extensive training involves medical school education followed by a psychiatry residency, which provides comprehensive training in both medical and psychiatric fields.


Here is the link to find the providers covered under the Essential Plan! In some cultures, mental health remains a sensitive subject. We acknowledge these differences in perceptions, but strive to help you understand that seeking support for mental well-being is a positive step towards self-care, irrespective of cultural norms.


 

Welcome to Kimber Health, the premier healthcare solution for international students from over 100 countries. Our mission is to provide exceptional yet affordable healthcare options that cater to the unique needs of the global student community. Experience comprehensive healthcare coverage with our groundbreaking $0 Essential Plan, which offers a suite of benefits including free preventive care, dental and vision care, and even a gym membership reimbursement. We also have competitively priced plans are designed to not only meet but exceed university waiver requirements, enabling students to easily waive their university insurance and save thousands of dollars each year. Choose Kimber Health for cost-effective, high-quality healthcare that supports your educational journey abroad.

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